Administered by CAOT
For insured members who own Occupational Therapy clinics or insured members who are self-employed, and are billing their patients under a trade name. It is necessary for the practitioners to carry their own personal liability insurance.
Clinic malpractice insurance covers liability suits against the corporation that may arise when the contractual obligations and responsibilities of participating health practitioners are absent or left ambiguous. There may also be coverage for employees of the corporation that are deemed negligent in their decisions. While most professionals purchase Professional Liability coverage to protect themselves from any allegations, professional policies do not provide protection for the practitioner’s corporation itself.
To avoid this shortfall, it is still necessary for your practitioners to carry their own Professional Liability insurance. The premium for this coverage is based on the number of Occupational Therapists working in the clinic.
If you require an application for Clinic Professional Liability insurance, please contact CAOT directly. Once completed and signed, please return the application to CAOT via email or fax at 613-523-2552, or by regular mail.
If your clinic offers other services in addition to Occupational Therapy services, please proceed to the “Other Liability” icon of this website, Multidiscipline Clinic Professional Liability.