Buy a Policy for Staff & Faculty

Visitors to Canada - Eligibility:

You are eligible for coverage if:

1. You have not yet reached the age of 90 years at the time of application date of the Policy.
2. You are:
   1. A foreign worker, or a visitor to Canada with valid legal status in Canada; or,
   2. An immigrant awaiting provincial or territorial government health care coverage; or,
   3. A returning Canadian not eligible for provincial or territorial government health care plan due to an extended leave.
3. The expenses you incur result from an acute, sudden and unexpected emergency.
4. You are not travelling against a physician’s advice; or,
5. You have not been diagnosed with a terminal condition.

Visitors to Canada Features & Benefits

Canadian Resident Freedom - Eligibility:

You are eligible for coverage if:

1. You have not yet reached the age of 90 years at the time of application date of the Policy.
2. You are a Canadian resident.
3. The expenses you incur result from an acute, sudden and unexpected emergency.
4. The emergency first occurs and the medical treatment is provided outside your home province.
5. You are not travelling against a physician’s advice; or
6. You have not been diagnosed with a terminal condition

Freedom Features & Benefits

Freedom Exclusions

General Exclusions to Both Freedom & Visitors to Canada